Class 0042
Code 0042 is applied to insureds primarily engaged in planning, clearing, grading and planting necessary for landscaping operations. The clearing and grading done by these insureds is of the fine type necessary for finishing operations and does not result in changes to the contour of the land. These insureds may have nursery operations but such work would be limited and usually conducted to furnish stock for their landscaping business.
Sod installers are also classified to Code 0042. Sod growing and harvesting operations are included under Code 0037. Sod dealers who do not grow sod are properly classified to Code 0005.
Also, this classification covers sodding, seeding, planting and similar work necessary for the beautification of roadsides in connection with street or road construction, by whomsoever performed.
Division of a single employee's payroll between Code 0042 and Code 9102 is not permitted; see the restrictive footnotes associated with these two codes. Code 9102 is assigned exclusively to those insureds operating public or private parks, whether owned, leased or operated under contract. By contrast, Code 0042 is applicable to insureds engaged in new landscaping installations, maintenance of existing landscaping and/or lawn maintenance.
While the Code 0042 risk, as well as the Code 9102 risk, may engage in lawn or foliage spraying with fertilizers and insecticides, these operations are considered incidental and are included under the applicable classification. Refer to Code 0046—Fertilizer or Pesticide Application—Commercial or Domestic, Drivers for insureds engaged in the ground application of liquid or granular fertilizer
Refer to Code 0106—Tree Pruning for specialists engaged in tree maintenance.
Code 0042 is applied by analogy to contractors engaged in the installation of artificial turf. Refer to Code 5478 for artificial turf installations of patios and related areas. Code 5506 would be applicable to operations necessary to prepare the ground's surface for the artificial turf installation. In the event a contractor engages in both of the aforementioned activities, division of a single employee's payroll is permitted if proper payroll records, as described in the Basic Manual, are maintained.
Class 0042
Includes laying out grounds, trees, shrubs, flowers or lawns. Codes 0042 and 9102—Park NOC may be assigned to the same risk provided separate crews are maintained without interchange of labor and the operations described by these classifications are conducted as separate and distinct businesses. Excavation, filling or backfilling to be separately rated as Code 6217—Excavation NOC;
Includes grass cutting, core aeration, thatching, slice-seeding and, with the exception of fertilizer or pesticide application, all other related operations;