Class 2003
Code 2003 is applicable to baking or frying baked goods, cookies and crackers, and cooked or uncooked frozen bakery items, such as but not limited to, those products listed in the phraseology. This class includes all sizes of bakeries, from the large commercial type to the small neighborhood bakery. Code 2003 additionally includes the manufacture of pizza crust that has been prepared using a baking process.
Heavy mechanical equipment for dough mixing, bread slicing and wrapping is utilized by the commercial bakery, while at the smaller bakery much of the work may be done by hand. Code 2003 includes salespersons and drivers.
Potato chip manufacturing is also assigned, by analogy, to Code 2003. Pasta or noodle manufacturing is assigned to Code 2003.
Retail bakery and doughnut stores (no baking done on premises) that sell baked goods exclusively for off-premises consumption will be separately rated to Code 8017. Retail bakery and doughnut stores that additionally prepare food or have on-premises consumption must be separately rated to Code 9079.
If an insured qualifies for Codes 2003 and 8017—Store—Retail NOC or Codes 2003 and 9079—Restaurant NOC under Rule IV-D-4, a division of payroll for employees exposed to both baking and store or baking and restaurant operations is not allowed; see MA Manual Rule IV-E.