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Class: Hazard Group: D Industry Group: 00 - Miscellaneous
Primary Phraseology:  Status: Active
 
Phraseology
BANKS & TRUST COS: ARMORED CAR CREWS & DR
CHAUFFEURS, DRIVERS & THEIR HELPERS- NOC- COMMERCIAL
CONCRETE-READY MIX DEALERS-DRIVERS OR CHAUFFEURS
DISTRIBUTING COS & DR: TRANSPORTATION TO DELIVERY LOC IN VEHICLES
GEOPHYSICAL EXPLORATION NOC- ALL EMP & DR
HIGHWAY OP-TOLL RDS-BY CNTY OR MNCPL EMP: RECEIPTS COLLECTORS - TRAVELING
MAJOR GOV OCCUPATION ASSIGNED OTH THAN CODE 9410: BOOKMOBILE
 
Effective DateRateLoss ConstantMinimum Premium
7/1/2024$4.9620$353.00
7/1/2023$5.3120$456.00
7/1/2022$5.2520$454.00
7/1/2020$5.3220$456.00
7/1/2018$5.9620$479.00
7/1/2016$6.0820$483.00
4/1/2014$6.1720$486.00
4/1/2012$5.7120$470.00
9/1/2010$5.7120$470.00
9/1/2008$5.5620$465.00
1/1/2008$6.2220$500.00
9/1/2007$6.2220$500.00
9/1/2005$7.1320$500.00
9/1/2003$6.9020$500.00
7/1/2001$6.9420$500.00
12
Class 7380
Code 7380 is applied to commercial drivers, chauffeurs, messengers, and their helpers provided they are not otherwise classified in the MA Manual. These employees are common to many businesses and are Standard Exceptions assigned to Code 7380 unless they are specifically included within the phraseology of a basic classification that applies to an employer. The term “drivers” refers to employees who engage in duties on or in connection with vehicles and includes drivers, chauffeurs, messengers, drivers’ helpers, garage employees, stable hands, and employees using bicycles in their operations. Code 7380 is not intended for drivers (chauffeurs) employed by employers that are in the business of transporting the public. Chauffeurs assigned to Code 7380 are drivers who are not employed by an employer classified as a public transportation operation but who may transport people. An example of this would be a bus driver employed by a financial institution to transport its employees between various sites at which the financial institution does business. For classification purposes, this driver is assigned to Code 7380 since he/she is a chauffeur for an employer that is not in the business of providing transportation to the public. Division of an individual driver's payroll between Code 7380 and any other classification, whether or not that classification specifically includes drivers, is highly restricted—see MA Manual Rule IV-E. An important distinction between Code 7380 and trucking classifications such as Code 7219 is that trucking classifications are generally applicable to the transportation of goods not owned by an insured, whereas Code 7380 generally is applicable to the driving of vehicles and/or transportation of goods owned by an insured. Refer to Code 7382 for school bus drivers employed by school districts, as well as school bus drivers employed by independent contractors. Building raising or moving operations are included exclusively within the scope of a single classification, Code 5703. Regardless of the fact that a verifiable payroll breakdown is maintained by an insured engaged in such operations, a division of payroll assigning a building raising or moving job to Code 5403, 5645, 5213, 5221, 6217, 5057, 5022, 6003, or 7380 is not allowed. See MA Manual Rule IV-D-8.
Class 7380
Not applicable to contractors who provide such services. Subject to the Standard Exception manual rule. Core drilling to be separately rated as Code 6204 drilling NOC.