Class 8017
This classification applies to retail stores that are principally engaged in the selling of merchandise not described by a specialty retail store classification in the manual. Stores assigned to this classification sell such items as: Art Supplies, Bakery Products, Beer and Soft Drinks, Books, Computers - Personal or Home Type, Cosmetics and Toilet Items, Drugs and Medicines, Floor Coverings, Giftware, Greeting Cards, Housewares, Lamps and Lighting Fixtures, Musical Instruments, Newspapers and Magazines, Paint and Related Supplies, Phonograph Records, Photographic Supplies and Equipment, Pocketbooks and Wallets, Radios, Televisions, and Stereophonic or High Fidelity Equipment, Stationery and related items, Toys, Typewriters and Office Machines, Wines and Liquors.
This classification also includes pawnshops, pet shops and stores that serve ice cream and soft drinks, as well as specialty stands or stores that sell frozen custard. (It applies to retail drugstores, cigar stores, confectionery stores, and other NOC retail stores that in addition to selling merchandise such as cigars, cigarettes, candy, stationery, drugs and medicines, also serve food (not merely ice cream or soft drinks). This classification applies only if the receipts from service of food are less than 50% of the gross receipts for the entire store.
Other types of operations assigned to this classification are:
Demonstrators in retail store; Concessions such as those which provide door attendants, cigarette vendors, parcel or luggage checkroom and washroom attendants; rolling chairs on boardwalks; beach chairs, and beach umbrellas; Amusement device operations, such as those in “penny arcades,” and skee ball alleys and similar games.
Code 8017 does not apply to any retail store that is described by one of the specialty store classifications.
Stores engaged principally in mail order sales of merchandise, such as those described above, to individuals shall be assigned to Code 8018 wholesale stores NOC.
The installation, service or repair of household appliances by a retail store shall be assigned to Code 9519 household appliances installation, etc.
Code 8017 also applies to retail stores principally engaged in selling records, audio or video cassettes, computer software and other magnetic media.
Cybercafes that serve food and meet requirements for assignment to the restaurant class are assigned to Code 9079—Restaurant NOC.
Code 8235 is applied to insureds engaged principally in buying, selling, and distributing assembled millwork products, which can also include kitchen cabinets. If an insured deals exclusively in kitchen cabinets and/or countertops, Code 8017—Store—Retail, or Code 8018—Store—Wholesale will apply. Code 8044 is applicable if a minor amount of kitchen cabinets and/or countertops are sold by a furniture store.
Refer to Code 9519 for the installation, service or repair of non-automobile audio, radio, television, video and related electronic equipment, and, refer to Code 8380 for the installation, service or repair of automobile audio, radio, television, video and related electronic equipment.
The installation of carpets, linoleum and non-ceramic floor tile by a retail store shall be assigned to Code 5478—Carpet, Linoleum, Vinyl, Asphalt, or Rubber Floor Tile Installation. Laminate wood flooring, such as engineered wood flooring installed using glue-down or interlocking methods, is assigned to Code 5437 when installed by specialist contractors, not Code 5478. Code 5478 applies to the installation of carpet, linoleum, vinyl, asphalt, or rubber floor tile. All other types of interior flooring are to be separately rated.
Insureds engaged exclusively in copying operations, utilizing various types of photocopiers, are properly assigned to Code 8017. Those insureds which provide both photocopying and offset printing services, regardless of how they advertise or otherwise hold themselves out to provide services, are properly assigned to Code 4299.
Superstores and warehouse clubs are properly assigned to store or dealer classifications in accordance with MA Manual Rule IV-D-10.
Refer to Note listed under Code 8001 for the approved interpretations applicable to stores and dealers.
Class 8017
Includes shoe shining.
Applicable to store locations that sell a variety of small wares such as stationary, giftware, toilet articles, light hardware, toys, house wares, confectionery, ready-to-wear clothing and accessories, etc. Sales are usually for cash without delivery service.