Class 9052
Code 9052 is applied to insureds engaged in the operation of hotels, motels, motor courts, and tourist courts or cabins. The operation of apartment hotels, dude ranches (not cattle ranches), and rooming or boarding houses also falls within the scope of this classification. Code 9052 contemplates all employees directly employed by the described establishments except those employees qualifying as clerical office employees in accordance with the Standard Exception rule. Employees engaged in the preparation and serving of food or beverages are separately classified under the hotel/motel restaurant classification, Code 9058.
Employees contemplated by Code 9052 include, but are not limited to, front desk clerks, bellhops, concierges, hotel managers, information or reservation clerks, maids, porters, elevator operators, telephone operators, inside and outside maintenance people, store workers, barbers, hairdressers, laundry workers, garage employees, salespersons, and drivers.
Employees working exclusively for a country club operation run by a hotel, resort, condominium, or other community association are assigned to Code 9060.
Code 9052 is also applied to insureds engaged in commissary work involving the operation of lodging facilities for others engaged in construction, erection, lumbering, or mining operations.
Time-sharing dwellings are residential (vacation) properties shared by various individuals who usually occupy the dwelling at different times during a year. For example, “time-sharers” may agree that Group or Individual “A” will occupy the dwelling or a room or rooms in the dwelling for the month of June; Group or Individual “B” will occupy the dwelling for the month of July, etc. Individuals or groups who share in the dwelling facility may either own the entire property, a portion of the property or lease the entire or a portion of the property from others. Time-sharing operations are classified in the same manner as any other dwelling facility. If the property is best described as a hotel, then the appropriate hotel classification(s) are applied. If the property is best described as an apartment house, then the appropriate apartment house classification is applied.
Refer to Codes 8824 and 8826 for qualifying assisted living residences. Nursing homes operated in conjunction with a qualifying assisted living residence are assigned to Code 8829. In this context, “conjunction” means that the assisted living residence and the nursing home facility are at the same location and both facilities are owned and operated by a single insured entity.
Apartments or residential complexes known as continuing care retirement communities are to be classified in accordance with all applicable MA Manual Rules as follows: Code 9015 for residences with no services other than building maintenance and security; Code 8826 for residences that provide services such as meals, laundry, housekeeping, and transportation without personal care assistance; Code 8829 for nursing home accommodations; Code 8824 and Code 8826 shall apply to residences that provide personal care assistance with activities of daily living and/or medication administration in addition to providing services such as meals, laundry, housekeeping and transportation.
Refer to Codes 8833 and 9040 for institutions categorized by the Commonwealth of Massachusetts Department of Public Health as Rest Homes, and Code 8829 for institutions categorized by the Commonwealth of Massachusetts Department of Public Health as Convalescent or Nursing Homes.
Class 9052
The two classifications applicable to hotel operations, Codes 9058 - hotel: restaurant employees and 9052 hotel: all other employees, salespersons, drivers include only those workers directly employed by the hotel or motel and do not include employees of concessionaires or independent contractors operating on the premises.
Code 9058 contemplates employees engaged in food service or beverage operations only, such as, but not limited to, waiters, waitresses and their assistants, cooks, kitchen help, bartenders, cashiers, restaurant managers, etc., and includes musicians and entertainers. All other employees of the hotel or motel, such as desk clerks, maids, housemen, telephone operators, inside and outside maintenance, store workers, barbers, laundry workers, etc., are to be assigned to Code 9052.