The Workers’ Compensation Rating and Inspection
Bureau of Massachusetts (“WCRIBMA”) is a private non-profit
unincorporated association of insurers that is licensed by the Massachusetts
Division of Insurance as a rating organization for workers’ compensation
insurance in Massachusetts. The services and information available from the
WCRIBMA may be modified at any time and without prior notice.
USE OF THE WEBSITE
This website is offered to you conditioned on your acceptance without
modification of the terms, conditions, and notices contained herein. Your
use of this website constitutes your agreement to all such terms,
conditions, and notices. You agree to read the terms of use and other terms
and guidelines found throughout this website and abide by them if you choose
to use the sites, pages, or services to which they apply.
LIMITATIONS ON USE
This website is for the use of WCRIBMA members, subscribers, and guests. By
accessing this website you agree and acknowledge that you will not modify,
copy, distribute, transmit, display, perform, reproduce, publish, license,
create derivative works from, transfer, or sell any information, software,
products or services obtained or derived from this website, except as
specifically allowed by the membership, subscriber, or guest rights
specifically granted to you by the WCRIBMA.
LINKS TO THIRD PARTY SITES
This website contains links to websites operated by parties other than the
WCRIBMA. Such links are provided for your convenience only. The WCRIBMA does
not control such websites and is not responsible for their contents. The
WCRIBMA's inclusion of links to such websites does not imply any endorsement
of the material on such websites or any association with their operators.
Third party sites may contain terms, conditions, and security measures
specific to those sites.
NO UNLAWFUL OR PROHIBITED USE
As a condition of your use of this website, you warrant to the WCRIBMA that
you will not use this website for any purpose that is unlawful or prohibited
by the terms, conditions, and notices found throughout this website.
LIABILITY DISCLAIMER
The information, products, and services included on this website may include
inaccuracies or typographical errors. Changes are periodically added to the
information herein. The WCRIBMA and/or its sources of data or suppliers may
make improvements and/or changes in this website at any time. Information
received via this website should not be relied upon for financial or
insurance product decisions. You should consult an appropriate professional
for specific advice tailored to your needs.
NO WARRANTY AND LIMITATION OF LIABILITY
The WCRIBMA makes no warranty or representation concerning the timeliness,
suitability, completeness, or accuracy of any of the services and
information provided on this website. Proper use of the services and
information requires a thorough understanding of the workers’ compensation
system and all limitations inherent in the compilation of data and services
related to policies, claims, and financial data generated by that system.
All services and information described on this website are provided by the
WCRIBMA utilizing resources that the WCRIBMA believes to be reliable and
accurate; however, the WCRIBMA does not warrant, represent, or guarantee
that all of the information contained on this website has been properly
reported, documented, or updated nor is there any representation, warranty
or guarantee that the information reflects changes in applicable law. All
services and information are provided on an "as is" and “as available”
basis. The WCRIBMA expressly disclaims all warranties of any kind relating
to this website or any website content, service, information or other
material obtained via the website or any links thereon including but not
limited to any warranty as to their accuracy, validity, performance,
merchantability, or fitness for any particular purpose or use, and
non-infringement of patents or copyrights of others.
The WCRIBMA shall not, under any circumstances, be liable
for any direct, indirect, punitive, incidental, special or consequential
damages or any damages whatsoever in any way connected with the use or
performance of this website, with the delay or inability to use this
website, with the provision of or failure to provide services, or for any
information, services, and products obtained through this website, or
otherwise arising out of the use of this website, whether based on contract,
tort, strict liability or otherwise, even if the WCRIBMA or any of its
suppliers has been advised of the possibility of damages related to the use
of the services or information contained on this site. This limitation from
liability includes, but is not limited to, damages for loss of use, data, or
actual or anticipated profits or benefits resulting from the use of the
website, its services and information.
ACCESS RESTRICTION
The WCRIBMA reserves the right to deny in its sole discretion any user
access to this website or any portion thereof without notice. This website
also contains areas to which access is restricted to registered members of
the website ("Secure Online Services Account [SOSA]") that may contain terms, conditions, and
security measures specific to those areas. WCRIBMA may require Authorized
Users to change their confidential User ID and/or password at any time.
PRIVACY AND SECURITY
The WCRIBMA’s website supports secure transactions by employing Secure Socket Layer (SSL) technology. Encryption is the process of transforming meaningful information into code language. Before any information is transmitted, it is transformed into an unrecognizable string of characters to protect the privacy of the information as it is transmitted over the internet.
MODIFICATION OF THESE TERMS AND CONDITIONS
The WCRIBMA reserves the right to change the terms, conditions, and notices
under which this website is offered.