The Workers’ Compensation Rating and Inspection Bureau of Massachusetts (“WCRIBMA”) is a private non-profit unincorporated association of insurers that is licensed by the Massachusetts Division of Insurance as a rating organization for workers’ compensation insurance in Massachusetts. The services and information available from the WCRIBMA may be modified at any time and without prior notice.

USE OF THE WEBSITE
This website is offered to you conditioned on your acceptance without modification of the terms, conditions, and notices contained herein. Your use of this website constitutes your agreement to all such terms, conditions, and notices. You agree to read the terms of use and other terms and guidelines found throughout this website and abide by them if you choose to use the sites, pages, or services to which they apply.

LIMITATIONS ON USE
This website is for the use of WCRIBMA members, subscribers, and guests. By accessing this website you agree and acknowledge that you will not modify, copy, distribute, transmit, display, perform, reproduce, publish, license, create derivative works from, transfer, or sell any information, software, products or services obtained or derived from this website, except as specifically allowed by the membership, subscriber, or guest rights specifically granted to you by the WCRIBMA.

LINKS TO THIRD PARTY SITES
This website contains links to websites operated by parties other than the WCRIBMA. Such links are provided for your convenience only. The WCRIBMA does not control such websites and is not responsible for their contents. The WCRIBMA's inclusion of links to such websites does not imply any endorsement of the material on such websites or any association with their operators. Third party sites may contain terms, conditions, and security measures specific to those sites.

NO UNLAWFUL OR PROHIBITED USE
As a condition of your use of this website, you warrant to the WCRIBMA that you will not use this website for any purpose that is unlawful or prohibited by the terms, conditions, and notices found throughout this website.

LIABILITY DISCLAIMER
The information, products, and services included on this website may include inaccuracies or typographical errors. Changes are periodically added to the information herein. The WCRIBMA and/or its sources of data or suppliers may make improvements and/or changes in this website at any time. Information received via this website should not be relied upon for financial or insurance product decisions. You should consult an appropriate professional for specific advice tailored to your needs.

NO WARRANTY AND LIMITATION OF LIABILITY
The WCRIBMA makes no warranty or representation concerning the timeliness, suitability, completeness, or accuracy of any of the services and information provided on this website. Proper use of the services and information requires a thorough understanding of the workers’ compensation system and all limitations inherent in the compilation of data and services related to policies, claims, and financial data generated by that system. All services and information described on this website are provided by the WCRIBMA utilizing resources that the WCRIBMA believes to be reliable and accurate; however, the WCRIBMA does not warrant, represent, or guarantee that all of the information contained on this website has been properly reported, documented, or updated nor is there any representation, warranty or guarantee that the information reflects changes in applicable law. All services and information are provided on an "as is" and “as available” basis. The WCRIBMA expressly disclaims all warranties of any kind relating to this website or any website content, service, information or other material obtained via the website or any links thereon including but not limited to any warranty as to their accuracy, validity, performance, merchantability, or fitness for any particular purpose or use, and non-infringement of patents or copyrights of others.

The WCRIBMA shall not, under any circumstances, be liable for any direct, indirect, punitive, incidental, special or consequential damages or any damages whatsoever in any way connected with the use or performance of this website, with the delay or inability to use this website, with the provision of or failure to provide services, or for any information, services, and products obtained through this website, or otherwise arising out of the use of this website, whether based on contract, tort, strict liability or otherwise, even if the WCRIBMA or any of its suppliers has been advised of the possibility of damages related to the use of the services or information contained on this site. This limitation from liability includes, but is not limited to, damages for loss of use, data, or actual or anticipated profits or benefits resulting from the use of the website, its services and information.

ACCESS RESTRICTION
The WCRIBMA reserves the right to deny in its sole discretion any user access to this website or any portion thereof without notice. This website also contains areas to which access is restricted to registered members of the website ("Secure Online Services Account [SOSA]") that may contain terms, conditions, and security measures specific to those areas. WCRIBMA may require Authorized Users to change their confidential User ID and/or password at any time.

PRIVACY AND SECURITY
The WCRIBMA’s website supports secure transactions by employing Secure Socket Layer (SSL) technology. Encryption is the process of transforming meaningful information into code language. Before any information is transmitted, it is transformed into an unrecognizable string of characters to protect the privacy of the information as it is transmitted over the internet.

MODIFICATION OF THESE TERMS AND CONDITIONS
The WCRIBMA reserves the right to change the terms, conditions, and notices under which this website is offered.