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WCRIBMA’s Response to the Coronavirus (COVID-19) Pandemic

In response to the COVID-19 pandemic, effective March 19, 2020 the WCRIBMA has instituted a mandatory remote work schedule and eliminated business travel for all employees until further notice. We believe that this decision not only comports with the recent local, state and federal guidance regarding responses from the business community to the COVID-19 situation, but most importantly is the best decision to protect the health, safety and welfare of our employees. We will continue to monitor developments regarding COVID-19, and periodically review and adjust our work schedule options for employees as necessary. We do not anticipate any interruptions in service for any of our industry or regulatory stakeholders, and we remain available by e-mail and telephone for any inquiries which may arise.

The WCRIBMA would also like to remind everyone of our extensive menu of website tools, including those for electronically submitting assigned risk applications, construction credit applications, and ERM ownership information. We strongly recommend that users utilize these products whenever possible to ensure that any such requests are processed in a timely manner.

For additional information, refer to the COVID-19 FAQs.

Refer to:

Circular Letter #2385 - Adverse Reaction to Vaccine - Nature of Injury Code dated 4/16/2021.
Circular Letter #2380 - Revisions to the Massachusetts Workers' Compensation Statistical Plan and Experience Rating Plan dated 1/18/2021.
Circular Letter #2379 - Updated Guidance in Response to the Coronavirus Pandemic dated 1/08/2021.
Circular Letter #2372 - Revisions to Manual Rules Related to the COVID-19 Pandemic dated 7/17/2020.
Circular Letter #2365 - COVID-19 Nature of Injury, Cause of Injury, and Catastrophe Codes dated 3/31/2020.
Circular Letter #2361 - Emergency Measures in Response to the Coronavirus Pandemic dated 3/24/2020.

Executive Officer Payroll Limitations:

Effective October 1, 2021 the executive officer payroll limitations, which are based on the state average weekly wage (SAWW), changed to a minimum of $270(weekly)/$14,040(annual) and a maximum of $1,350(weekly)/$70,200(annual). Refer to Circular Letter #2391.

Payroll Determination for Sole Proprietors, Partners of Legal Partnerships & Members of an LLC:

Effective October 1, 2021 the basis of premium for sole proprietors, partners of a legal partnership, and members of an LLC who elect to become employees and obtain workers compensation insurance is $61,700. Refer to Circular Letter #2390.

New - Enhancement to the Class Code Lookup Tool

The WCRIBMA is pleased to announce enhancements to the Class Code Lookup tool. In addition to the associated phraseologies and current and historical rating information, the following information is now available for each class code:

  • a full description of the operations covered under each classification;
  • all of the applicable filed and approved footnotes that are associated with each class code; and
  • Hazard Group and Industry Code assignment for each classification.

ERM Form Reporting Tool - Manage Ownership

The WCRIBMA is pleased to announce that the Manage Ownership tool is now available under the Tools & Services section of the WCRIBMA’s website. Manage Ownership is a web-based software tool that allows an employer, or a producer who is authorized by the employer, to complete and submit the WCRIBMA Request for Ownership Information Form (ERM Form) electronically to the WCRIBMA through our website. Refer to Circular Letter #2359 for details.

Rate Filing

The Commissioner of Insurance has approved a Stipulation for the general revision of workers’ compensation rates, effective 12:01 A.M., July 1, 2020, applicable to new and renewal policies. The stipulation includes an overall average decrease of 6.8% in the existing workers’ compensation average rates and will vary by class. Rating values in the Experience Rating Plan and the Retrospective Rating Plan will be revised, as well as premium credits in the Massachusetts Benefits Deductible Program and Massachusetts Benefits Claim and Aggregate Deductible Program. Refer to Circular Letter #2362 for the list of revised items.

Terrorism Risk Insurance Program Reauthorization Act of 2019

The NCCI's Terrorism Risk Insurance Program Reauthorization Act Disclosure Endorsement (WC 00 04 22 C) has been approved for use by Massachusetts workers’ compensation insurers effective January 1, 2021. The TRIPRA 2019 Endorsement (WC 00 04 22 C) is mandatory for all policies effective on or after January 1, 2021. The Notification Endorsement of Pending Law Change to Terrorism Risk Insurance Program Reauthorization Act of 2015 (WC 00 01 15) has been withdrawn and will no longer be used in Massachusetts.

Please refer to the Program Overview on the Terrorism Risk Insurance Program for additional information.

Audit Guidelines for Sole Proprietor and Partnership Certificates of Insurance

Refer to Circular Letter #2199 issued July 3, 2012.

Massachusetts Independent Contractor / Misclassification Law

The Attorney General's Office has released an Advisory on the Massachusetts Independent Contractor/Misclassification Law (M.G.L. c. 149, s. 148B). The Commonwealth’s Independent Contractor Law was designed to protect workers and ensure a level playing field among employers. The Advisory articulates the purposes of the law and provides guidance on the three prong test and other areas of the Law. In addition, the Advisory includes Enforcement Guidelines describing the areas of concern and factors which may be used by the Attorney General's Office in making a determination about enforcement.
Advisory on the Massachusetts Independent Contractor Law issued May 1, 2008
2004 Advisory from the Attorney General



The Workers' Compensation Rating and Inspection Bureau of Massachusetts
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Boston, MA 02110
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